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Staying informed is only the first step. For Taft-Hartley and multiemployer plan fiduciaries, the real value comes from turning board-level insights into operational action that strengthens governance, supports compliance, and protects plan participants. Zenith American Solutions' Insider Insights for Multiemployer Plans webinar series connects industry expertise with practical strategies, helping trustees navigate today's complex regulatory environment. This recap highlights key themes from the series and the ways Zenith helps clients put those insights to work every day.

Pension plans are designed to deliver accurate lifetime benefits, yet a persistent challenge is preventing payments from continuing after a retiree or beneficiary passes away. Historically, administrators relied on the Social Security Administration’s Death Master File, but restricted access since 2013 has forced plans to seek less reliable alternatives. As a result, the risk of overpayments has grown, compounded by stricter recovery limitations under the SECURE Act. To address this, many Defined Benefit plans are adopting retiree verification—or “proof of life”—processes to confirm beneficiaries’ status on a regular basis. Implementing a structured outreach and follow-up approach helps plans reduce risk while ensuring payments remain accurate and compliant.

A Dependent Eligibility Audit helps employers verify that only eligible dependents are enrolled in their benefit plans. Learn how these audits can reduce healthcare costs, improve data accuracy, strengthen compliance, and support fiduciary responsibilities. Discover how Zenith American Solutions helps organizations protect plan assets through a structured and proven audit process.

A recent study by the National Institute on Retirement Security highlights a growing gap in Americans’ retirement readiness. The findings show a continued decline in the traditional “three-legged stool” of retirement income - Social Security, employer-sponsored plans, and personal savings - placing greater pressure on workers to self-fund their future. With fewer employees having access to defined benefit pensions and many holding minimal retirement savings, the average worker has accumulated only about 41% of what is needed for retirement. These trends underscore the urgent need for stronger policy solutions, improved plan access, and increased savings to ensure long-term financial security for future retirees.

Simplify your monthly reporting with Employer Edge™, Zenith’s secure, user-friendly platform built for contributing employers. With fast electronic submissions, flexible data upload options, mobile access, and integrated payments, Employer Edge™ reduces administrative burden while improving accuracy and efficiency - so you can focus less on paperwork and more on delivering results.

Required Minimum Distributions (RMDs) have long been a core component of U.S. retirement policy, originally designed to ensure that more retirement assets are taxed as retirement income rather than as part of an individual’s inheritance. While the concept has existed for decades, the rules continue to evolve, most recently through the SECURE Act and SECURE 2.0. For plan trustees, administrators, and client service teams, understanding these requirements is critical to staying compliant and guiding participants effectively. Below is a clear, digestible overview of how RMDs came to be, how they’ve changed, and what they mean for both Defined Contribution (DC) and Defined Benefit (DB) plans.

Zenith American Solutions continues to earn client trust through strategic investments that enhance service quality, operational efficiency, and security. From upgraded customer care to advanced benefit administration platforms, these initiatives have driven higher satisfaction, stronger partnerships, and national recognition.